BankofAmerica is forcing us to short-sell our home for $405,000.  It is worth $475,000 to $500,000 but they probably will get a government subsidy for the loss (we owe about $455,000).  Even Zillow has it estimated at $430,453 - without considering the improvements we made.  It could be a good deal for someone to flip and make a bit of cash - think about it.
It was a joyous space that provided us many great times - and now someone else will get to enjoy all that good karma!